- Household account setup
- We create the family workspace in the app, add each adult member, and agree on a shared set of categories such as rent, groceries, transport and savings. You start with a clean structure that matches your actual month.
£25
- Income source mapping
- Salaries, part-time pay, benefits, rental income and irregular earnings are entered as separate sources with their expected dates. The app then shows what arrives each week and each month.
£45
- Expense category design
- We review three months of your spending and build categories that fit it, rather than using a generic list. Fixed bills, flexible spending and one-off costs are kept apart so the totals mean something.
£35
- Recurring bill reminders
- Rent, council tax, energy, broadband and subscriptions are loaded with due dates and amounts. The app sends a notice a few days ahead, so a payment is not missed because it fell on a busy week.
£20
- Monthly budget plan
- Together we set a spending limit for every category, based on your real income and last quarter's figures. The plan is saved in the app and shows how much is left in each category as the month goes on.
£30
- Shared access for family members
- Each person gets their own login on their own phone, with a choice of what they can see and edit. Partners can share everything, while teenagers can be limited to their own pocket money.
£15
- Receipt capture training
- A short session on photographing receipts, tagging them to a category and matching them to a bank entry. Most households learn the routine in one sitting and need under a minute per receipt afterwards.
£28
- Savings goal setup
- Holiday, school costs, a boiler replacement or a deposit: each goal gets a target amount, a date and a monthly contribution. The app tracks progress and shows whether you are ahead or behind.
£40
- Debt and loan tracking
- Credit cards, car finance and personal loans are entered with balances, rates and monthly payments. You see the total owed in one place and the date each balance is expected to reach zero.
£18
- Spending report review
- We go through your monthly report line by line, point out categories that keep running over, and suggest specific changes to the limits. You leave with a short written list of adjustments.
£32
- Data export for tax and records
- We prepare a clean export of your income and expenses for a chosen period, in a format your accountant or you can open in a spreadsheet. The file is checked for gaps and duplicate entries first.
£9
- Switching from a spreadsheet or another app
- We move your existing history into Rureza, match old categories to the new ones and check that the totals agree before the old file is put away. Your earlier months stay available for comparison.
£28